Landlords Insurance - Eligibility


To be eligible to take out our Landlord's Insurance policy we ask that the property to be insured:

  • Is a residential property in the UK (excluding the Isle of Man and Channel Islands)
  • Is let under a tenancy agreement directly between you and your tenants
  • Is occupied by a single family, or no more than 6 individual tenants
  • Isn’t a bed-sit or divided into individual self-contained units each with their own cooking facilities
  • Isn’t being let to tenants seeking asylum in the United Kingdom
  • Isn’t showing signs of, or has ever had any damage caused to it by landslip, subsidence or heave
  • Hasn’t been flooded in the last 10 years

We also ask that:

  • You’re at least 18 years old, a private individual and the property is occupied solely for residential purposes
  • You or any of your family living with you has not had home insurance cancelled, declined or declared void
  • You or any member of your family living with you declare any previous insurance claims from the last 5 years
  • You or any member of your family living with you hasn’t been convicted of any criminal offence other than motoring convictions or any offences which are spent under the Rehabilitation of Offenders Act 1974.

We want to let you know...

As with all landlord's insurance policies there are circumstances when cover can't be offered or a claim paid. For example, any loss or damage caused by storm or flood to fences, hedges and damage caused by normal shrinkage or settlement.

These are only examples. For full details of what's covered and what's not covered please read our Landlord's Insurance policy booklet. Alternatively you can find further information in our Landlord's Insurance policy summary.

Boost your cover with some optional extras

Accidental Damage


Malicious Damage


Need Help?

  • Call our customer services team on 0345 601 1050
  • Monday - Friday
    8am - 7pm
    8am - 1pm

What our customers say

"Very helpful, very approachable and friendly staff, and we've been perfectly happy with the cover that we've had over the years."

Julie, Eastry

"One of the best Company's I have dealt with."

Stephen, Leeds

"I think you're an outstanding insurance company, and you help me with everything that I've wanted"

Ryan, Norwich

"Always friendly and helpful."

Laura, Stowmarket