Home Insurance

Home Insurance

Our Home Insurance is Defaqto 5 Star rated and includes a comprehensive range of features and benefits. Including new for old replacement and alternative accommodation if you're ever unable to stay in your home.

Defaqto 5 Star Home Insurance

Whether you want contents, buildings or both we've got it covered.

  • £500,000 Buildings cover as standard with the option to increase to £1 million for an additional premium
  • £50,000 Contents cover with new for old replacement as standard with the option to increase to £75,000 for an additional premium
  • You choose the optional extras that are right for you - meaning you only pay for the additional cover you actually need
  • A single policy wording underwritten by a carefully selected group of the UK's leading insurance underwriters

We want to let you know...

As with all home insurance policies there are circumstances when cover can't be offered or a claim paid. For example, any loss or damage caused by wet or dry rot and any loss or damage of any kind caused by or resulting from wear and tear.

These are only examples. For full details of what's covered and what's not covered please read our Home Insurance policy booklet. Alternatively you can find further information in our Insurance Product Information Document for Home Insurance.

The cover limits mentioned on this page are in reference to our new Home Insurance product that was launched on 19 December 2016

Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision-making. Our Home Insurance has a 5 Star Rating meaning it has a comprehensive level of cover.

Boost your cover with some optional extras

Accidental Damage


Personal Possessions


Home Emergency Cover


Want to Chat?

  • You can call our customer services team on 0345 601 1050
  • We also offer a live chat and bot service to answer any questions you may have
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