Landlords Insurance - Cover Options
Cover Options
As a landlord or soon-to-be landlord, it's important that you are covered against the worst happening to your investment. With our Landlord's Insurance you can cover just the building or the building and its contents.
Whether your client wants to cover just the building or the building and contents we've got it covered.
- Buildings covered up to £1,000,000 as standard
- Permanent fixtures in the property such as the shower, bath and built-in wardrobes and kitchens are covered
- Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
- Malicious Damage by tenants covered as standard
- Accidental Damage or breakage to glass, sanitary fixtures and fittings, and underground drains and pipes covered as standard
- Up to £200,000 for alternative accommodation and loss of rent if the property is uninhabitable due to an insured event
- A choice of optional extras - meaning you only pay for the additional cover you actually need
- Options of £10,000, £20,000, £30,000, £40,000, and £50,000 Contents cover available
- Malicious Damage by tenants covered as standard
- Covered up to the chosen sum insured for Contents in communal areas
- New for old replacement as standard
- Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
- Option to include Accidental Damage cover to contents available
Our optional extras
We want to let you know...
As with all landlord's insurance policies there are circumstances when cover can't be offered or a claim paid. For example, any loss or damage caused by storm or flood to fences, hedges and gates and any loss or damage caused by pets.
These are only examples. For full details of what's covered and what's not covered please read our Landlord's Insurance policy document. Alternatively you can find further information in our Insurance Product Information Document for Landlords Insurance.
